In the book, Scott sets out to change the narrative of impending financial disaster that many Americans face. He does this by providing advice from his professional experience and by including numerous worksheets to help readers take action.  

In Don’t Be a Financial Disaster, Scott likens the average American’s lack of process in financial planning to “developing a financial junk drawer” where financial records are only pulled for occasional use such as doing yearly taxes. Instead, Mr. Zuckerman advises that people actively work toward building wealth by following a financial planning approach that utilizes five main components which he details in the book.

Overall, Don’t Be a Financial Disaster is a financial planning book written “for everyone” and is intended to motivate and educate.